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    Terms of Use

    Terms of Use

    TERMS AND CONDITIONS OF THE USE OF THIS WEBSITE:

    Evolution Consulting and its subsidiaries provide the materials contained on this Site (the "Site") to our customers and visitors. Evolution Consulting requires that all visitors to the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. Evolution Consulting may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the Site. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes of these Terms and Conditions references to Evolution Consulting include its affiliates, directors and employees. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THE EVOLUTION CONSULTING SITE.

    Not an Application

    Nothing on this Site constitutes an offer, promise or otherwise, either to provide a specific credit card or that any participating credit card issuer will offer you a credit card for any purpose or on any specific terms.

    No Guarantees

    Evolution Consulting does not guarantee and makes no representations as to the accuracy, quality, currentness, validity or authenticity of any rates or terms posted by credit card issuers. All information is subject to change without notice. Nothing on this Site should be construed to be an advertisement for credit as defined by paragraphs 226.16 or 226.24 or a solicitation as defined in paragraph 226.5a of Regulation Z of the Truth in Lending Act.

    Governing Laws and Regulations

    User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. Texas law and Federal law will govern the interpretation and enforcement of these Terms and Conditions.

    Ownership of Materials

    Except as otherwise indicated, this Site and its entire contents including, but not limited to, the text, information, material, software and graphics contained on this Site (the "Materials"), are owned by Evolution Consulting and its affiliates. The Materials are protected by trademark and other intellectual property laws and treaties. Evolution Consulting makes no proprietary claim to any third-party names, trademarks or service marks appearing on this Site. Any third-party names, trademarks, and service marks are the properties of their respective owners.

    The Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way without Evolution Consulting's prior written permission.

    Evolution Consulting reserves the right to change, update, discontinue, or restrict or prevent access to this Site or the Materials at any time without notice.

    Disclaimer and Limitation of Liability

    BY USING THIS SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE AND THE INTERNET GENERALLY. THE INFORMATION IS PROVIDED "AS IS," WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL EVOLUTION CONSULTING BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED SITE, EVEN IF EVOLUTION CONSULTING OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

    Governing law and Jurisdiction

    User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the state of New York, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of New York or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of New York. By using this Site, you consent to the jurisdiction of the state and federal courts of Broome County, New York, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this Site or the use of, or reliance on, this Site.

    This Site is directed at and made available only to persons who reside in countries where the products or services advertised by the credit card issuers or other financial service providers are permitted under applicable local law.

    Miscellaneous

    These Terms of Use constitute the entire agreement between the parties with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. The section titles in this Agreement are for convenience only and have no legal or contractual effect. The failure of Evolution Consulting to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these terms remain in full force and effect.

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    Contact Us

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    OIG Compliance NOW, LLC
    49 Court Street
    Binghamton, NY 13901

    Phone: (607) 240-2400
    Fax: (607) 722-1877
    E-mail: info@oigcompliancenow.com

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    OIG COMPLIANCE NOW, LLC is a Limited Liability Corporation and is not affiliated with the United States Federal Government in any way. OIG COMPLIANCE NOW, LLC is not a government agency, nor is it approved, endorsed or authorized by the Department of Health and Human Services, the Office of Inspector General or with any agency of the federal or any state government to conduct its business.

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